Homeowners Insurance

Usually the best choice for a primary residence, a homeowners policy bundles a variety of coverages, Including:

  • The structure of your home

  • Separate Structures

  • Personal possessions (up to a set limit)

  • Additional Living expenses in case of a disaster

  • Liability

You can also add supplemental policies such as:

  • Valuable Articles/Floater policies (i.e. Jewelry Insurance)

  • Flood policies

  • Umbrella policies (additional liability)

Dwelling Policies and other Property Insurance

These polices often offer the most flexibility, often allowing the purchaser to choose the coverage he or she needs. Here are some of the most common properties insured under these policies:

  • Rental Homes

  • Mobile Homes

  • Vacation/ Seasonal Homes

  • Older Homes

  • Homes undergoing construction or renovation

  • Modular Homes

  • Difficult to insure Homes